Debt Refinancing

Our Services

Debt Management Program (DMP)
We will reduce your interest rates, eliminate late and over-limit fees, and combine your payments into one manageable monthly payment. CDPC will arrange a monthly payment and term that is compatible with your budget.

Student Loan Assistance
We help you pay back your student loans in a way that is affordable to you (Provincial, Federal and Private).

Lump Sum Settlements
Some people, with sufficient assets, can settle their accounts with a one-time lump sum settlement. Savings of up to 75% can be achieved through this program.

Money Management
CDPC can customize a budget for you and your family.

Mortgage Assistance
Let us show you how you can use the equity in your house to get out of debt. (CDPC also provides First, Second and HELOC[Home Equity Line of Credit] loans).

Court / Legals
We provide a full range of paralegal services, including all small claims court representation with both Plaintiff action and Defense. All of our paralegal representatives are licensed by the Law Society of Upper Canada. A Commissioner of Oath is available on site.

Proposals
Offer your creditors a payment plan, completely based on your Financial Capacity Assessment. Savings of 70+% can be achieved through this program, while avoiding Bankruptcy.

Stop Wage Assignments / Garnishments
A number of our programs stop wage assignments and garnishments through "a stay of proceedings" while we re-negotiate your obligations with your creditors.



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Debt Management Program Student Loan Assistance Lump Sum Settlements Money Management Mortgage Assistance Court / Legals Proposals Stop Wage Assignments / Garnishments	Our Services Debt Management Program (DMP) We will reduce your interest rates, eliminate late and over-limit fees, and combine your payments into one manageable monthly payment. CDPC will arrange a monthly payment and term that is compatible with your budget. Student Loan Assistance We help you pay back your student loans in a way that is affordable to you (Provincial, Federal and Private). Lump Sum Settlements Some people, with sufficient assets, can settle their accounts with a one-time lump sum settlement. Savings of up to 75% can be achieved through this program. Money Management CDPC can customize a budget for you and your family. Mortgage Assistance Let us show you how you can use the equity in your house to get out of debt. (CDPC also provides First, Second and HELOC[Home Equity Line of Credit] loans). Court / Legals We provide a full range of paralegal services, including all small claims court representation with both Plaintiff action and Defense. All of our paralegal representatives are licensed by the Law Society of Upper Canada. A Commissioner of Oath is available on site. Proposals Offer your creditors a payment plan, completely based on your Financial Capacity Assessment. Savings of 70+% can be achieved through this program, while avoiding Bankruptcy. Stop Wage Assignments / Garnishments A number of our programs stop wage assignments and garnishments through "a stay of proceedings" while we re-negotiate your obligations with your creditors.